Life-Tips4You.com LLC (hereinafter referred to as “this website”, “company”, “I”, “we” or “us”) is dedicated to respecting the privacy of your personal information. This Privacy Policy describes what information is collected from you on Life-Tips4You.com (hereinafter “this website”) and how it is used. This Privacy Policy applies to this website and any products or services that we offer that link to this policy. The term “you” refers to anyone who uses, visits, or views this website. 

This website uses Bluehost to host this website, MailChimp to handle this website’s email, and WooCommerce to handle purchases of digital products on this website. WooCommerce uses PayPal to process user payments.  More information about this website’s use of these third-party vendors will be provided later in this Privacy Policy. 

By visiting and using this website, you accept and agree to be bound by this privacy policy. Your continued use of this website after our posting of any changes to our Privacy Policy constitutes your acceptance of those changes and updates. You must not access or use this website if you do not wish to be bound by this Privacy Policy. 

CHILDREN’S PRIVACY 

We respect the privacy of children and “child” means an individual under the age of 13. This policy is in accordance with the Children’s Online Privacy Protection Act (“COPPA”). This website’s information and content are only intended for people over the age of 18. This website is not intended for children under the age of 13.  We do not knowingly collect, use, or disclose personal information from children under the age of 13. If you believe that personal information was collected without parental or guardian consent from a child under the age of 13, please contact us to have that information deleted.  

WHAT INFORMATION WE COLLECT AND HOW IT IS USED 

Email addresses will be stored on this website and on MailChimp with your permission (when you subscribe, opt in, purchase a digital product or provide your email to receive information from this website) so that you can be sent emails and promotions in the future.  You will have the ability, at any time, to opt out or “unsubscribe”.

This website avoids storing any user information other than the emails that it stores with permission from users.  The only exceptions to the storage of your user information will be: 

1. When you send an email directly to this website email address: Michael@Life-Tips4You.com.  Email correspondence with you will be stored so that appropriate responses can be made to your email and to provide a record of our correspondence with you,
2. When you enter your personal information as comments that you are leaving on the comments section of this website.  To protect your privacy, we advise you not to leave any of your personal information in the user comments section of this website.

As mentioned above, this website uses third-party vendors to host this website, handle email, and process purchases of digital products.  These third-party vendors each have their own privacy policies.  Links are provided below to each of these third-party vendor’s privacy policies. 

ANALYTICS

Most websites use a website host to interface with the internet. This website uses Bluehost to interface with the internet. Bluehost hosts over 2 million users worldwide.  Like other website hosts, Bluehost automatically collects user log data which includes: 

• Your IP address, browser type and version, geographic location and operating system version. It also includes any device or other method of communication you use to interact with their services including device identifiers,
• How you got to their services and any links you click on to leave,
• Pages you viewed including your interactions with any videos.

Bluehost uses the user log data to provide performance statistics (analytics) back to their subscribers, like this website, to help their subscribers improve the performance of their websites. 

This website cannot see or access the user log data that Bluehost is collecting.  You can find out more about Bluehost’s handling of your data by reviewing the Bluehost privacy policy.  

It is a common practice for website hosts to collect user log data. By continuing to visit this website, you are consenting to the collection of your user log data by Bluehost. 

COMMENTS AND SOCIAL MEDIA  

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. When you leave a comment on this website, your name, email address and website/organization name is not shared with a third party and may be used to communicate with you. 

Social media accounts and sharing options may become available on this website. Social media sites (Facebook, Twitter, YouTube, Pinterest, and others) can track your personal information. Should you choose to interact with us on social media, please note that you will be voluntarily disclosing that personal information. This information is no longer private. It becomes public information and can be collected and used by others. We have no control over and take no responsibility for the use, storage or dissemination of such publicly disclosed personal information by you. 

Any such interactions via comments and social media with us do not subject us to any kind of liability related to misuse of your information by others. 

USE OF COOKIES  

This website does not use cookies. Cookies are files with small amounts of data including an anonymous unique identifier that a website sends to your computer’s hard drive when you are viewing a website. 

Some of our third-party vendors (Bluehost, Mailchimp, WooCommerce and PayPal) do use cookies.  Please consult their privacy policies for more information about their use of cookies. 

THIRD-PARTY LINKS AND USE  

We may include, offer or advertise third-party links, products or services on this website. Once you click on a third-party link and leave this website, the Privacy Policy and Terms and Conditions are set by that third party. 

Articles on this website may include embedded content (e.g. videos, images, advertisements, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged into at that website. 

We may use Google AdSense advertising along with any other third-party advertising on this website. Google is a third party that also uses cookies to serve ads on this website for the purpose of providing a positive user experience. Third-party vendors such as Google use cookies to serve ads based on a user’s prior visits to this website. You can opt out of Google by visiting their privacy policy and ad settings. 

We have no control over these third parties, and they have their own privacy policies. Neither are we responsible for the activities and practices of these third parties. You should contact them directly and read their privacy policies for any questions. You also agree that your use of these third-party websites is solely at your risk. 

 DISCLOSURE OF YOUR INFORMATION 

As a general rule, we do not disclose your personal information to third parties without your consent with the exception of the following circumstances: 

1. We may disclose your information to our trusted third parties that work with us such as this website’s hosting partners, email marketing service provider, other service providers that assist in the operation of this website, and any other affiliates and subsidiaries we rely upon to provide you products and services offered here.
2. We may disclose your information to contractors or third parties we use to support our business. These parties may use your data only to provide the services requested by us and for no other purpose, and they are bound by contractual obligations to keep your information confidential.
3. We may disclose your information in order to comply with state or federal regulations related to copyright infringement lawsuits or any other legal claims related to this website.
4. We may disclose your information to enforce our website or product terms and conditions or terms of sale and any other agreements we may have entered into for billing and collection purposes.

EMAIL MARKETING  

You have the option of opting in or unsubscribing from our email list. By subscribing and opting in, you agree to receive newsletters, updates, messages, promotional materials and any other content related to this website. 

When you send us an email, your email message along with your email address and responses are saved to enable us to communicate with you. This information is kept confidential, and we do not share, sell or trade your email information with third parties except as otherwise stated in this privacy policy. 

If you are in the European Union and opt-in to receive any of our free products or services and/or purchase any products or services through our website, then you may receive future emails and information once you affirmatively consent to it. Please see the Opt-Out section below should you wish to “unsubscribe” and not receive any emails from us. 

But if you are NOT in the European Union then you may also receive future emails and information once you opt-in to receive any of our free products or services and/or purchase any products or services through our website. Please see the Opt-Out section below should you wish to “unsubscribe” and not receive any emails from us. 

OPT-OUT

We comply with the CAN-SPAM Act of 2003 and do not spam or send misleading information. Should you wish to no longer receive communication from us, you have the option of unsubscribing by clicking “unsubscribe” at the bottom of the email we send to you or by contacting us. 

As for third party websites, please contact them directly to unsubscribe and/or opt out from their communications. 

We are in compliance with the GDPR along with the email marketing service we use to collect your data.   

GDPR VISITOR RIGHTS (FOR EU AND UK CUSTOMERS AND VISITORS) 

If you are located in the European Union (“EU”) or the United Kingdom (“UK”), you are entitled to certain rights and information listed below under the General Data Protection Regulation (“GDPR”).

We will retain any information you choose to provide to us until any of the following conditions is true: 

1. You ask us to delete the information by sending a request to Michael@Life-Tips4You.com. Please note that such requests may result in your no longer being able to access paid or free content previously provided to you.
2. Our decision to cease using our existing data providers.
3. The Company decides to no longer be in business or continue to offer the services.
4. The data is no longer needed to provide you service, the data is too costly to maintain further retention, or the Company finds the data is outdated.

You have the right to request access to your data that we store and have the ability to access your personal data. 

You have the right to either rectify or erase your personal data. You have the right to verify the accuracy of your personal data and have it corrected or removed completely. 

You have the right to seek restrictions on the processing of your data. When you restrict the processing of your data, we can store your data but cannot process it further. 

You have the right to object to the processing of your data in certain circumstances including but not limited to direct marketing, profiling, scientific or historical research purposes, statistical purposes, automated decision making and profiling and tasks based on legitimate interests or in the public interest/exercise of official authority. 

You have the right to the portability of your data. You have the right to request your personal data from us, receive it and transfer it to another controller. 

You have the right to withdraw your consent at any time. If you have provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent any time without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent. 

You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the GDPR. 

We require only the information that is reasonably necessary to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us. 

LEGAL BASIS FOR PROCESSING DATA UNDER THE GDPR 

Under the GDPR, we may process your data under any of the following legal basis: 

• Consent: when you give us clear consent to process your personal data for one or more specific purposes.
• Contractual Necessity: when processing your personal data is necessary to fulfill a contract with you.
• Legal Obligation: when the processing of your personal data is necessary to comply with the law such as data related to taxes or employee records.
• Vital Interests: when the processing of your personal data is necessary to protect your life or health. 
• Public Interests: when the processing of your personal data is necessary for the performance of a task carried out in the public interest or for official functions.
• Legitimate Interests: when the processing of your personal data is necessary to further our legitimate interests such as marketing activities.

YOUR STATE PRIVACY RIGHTS 

State consumer privacy laws may give their residents additional rights in terms of how we use their personal information. These privacy rights vary depending on the local laws that apply to you. 

California, Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to:

• Confirm whether we process their personal information.
• Access and delete certain personal information.
• Ensure data portability.
• Opt out of personal data processing for targeted advertising and sales.

California, Colorado, Connecticut, and Virginia also provide their state residents with rights to:

•          Correct inaccuracies in their personal information.
•          Opt out of profiling in furtherance of decisions that produce legal or similarly significant effects.

Nevada provides its residents with a limited right to opt out of certain types of personal information being sold by a business. Please note that we do not sell personal data. 

To exercise any of these rights above under different states, please contact us with your request at Michael@Life-Tips4You.com and please include your name and email address.  

CALIFORNIA CONSUMER PRIVACY ACT (CCPA) AND CALIFORNIA PRIVACY RIGHTS ACT (CPRA) COMPLIANCE AND YOUR LEGAL RIGHTS 

If you live in California, you have additional rights under CCPA/CPRA California regulations.  Although we are a small website that is far below the income and customer base thresholds for required CCPA/CPRA compliance, we still strive to comply with the CCPA and CPRA because we have visitors from California on our website and it is the ethical thing to do. 

CATEGORIES OF PERSONAL INFORMATION COLLECTED AND DISCLOSED FOR A BUSINESS PURPOSE 

The following categories of personal information may be collected and disclosed for business purposes. 

• Identifiers: We collect email addresses that you consent to provide to us.  We use a company known as MailChimp to handle our mailings to you.  To find out more about MailChimp’s handling of your information, you can view MailChimp’s legal policies.
• Purchases: If you decide to purchase digital products from this website, you will be directed to a third-party website known as WooCommerce to handle your purchases.  WooCommerce will use PayPal’s secure payment processor to handle your transactions. You can find out more about WooCommerce’s handling of your information by visiting WooCommerce’s Privacy Policy. The payment information that WooCommerce provides to PayPal will be encrypted and transmitted directly to PayPal’s Payment Processor. This
  website (Life-Tips4You.com) does not see or store your payment information and does not control PayPal’s payment processor or PayPal’s collection or use of your information.  You can find out more about PayPal’s handling of your information by reviewing PayPal’s
  privacy policy.
• Internet/Network information: As already discussed under ANALYTICS in page 2 above, your IP address, search history, browser and device information may be collected automatically by this website’s host, Bluehost, to analyze website statistics to improve our website performance.
• Other Personal Information: We purposely minimize the storage of personal information on this website.  We use website plugins that connect this website to third-party companies such as MailChimp, Woocommerce and PayPal, that are equipped to securely handle personal information.  These companies each have their own privacy policies.
• Biometric information: We do not collect any biometric information from you, such as fingerprints, faceprints, voiceprints, genetic and physiological activity patterns.
• Sensitive personal information: We do not collect sensitive personal information from you such as your social security, driver’s license, state identification card or passport number. 

HOW WE COLLECT YOUR PERSONAL INFORMATION AND FOR WHAT PURPOSE 

We may collect email addresses from you with your permission using a third-party company, Mailchimp. We use the email addresses we collect for various purposes depending on how you interact with us. These purposes include: 

• To provide our services or products to you.  We will use WooCommerce and PayPal to interact with you if you would like to purchase any of our digital products.  WooCommerce and PayPal will process your requests, purchases, transactions and payments.
• To communicate with you about our products/services.
• To market or advertise our new products and promotions to you via email.
• To improve our website, products, services, content and advertising and personalize them to your interests and preferences.
• To better understand the demographics of our users, analyze data and usage trends using the analytic tools provided by our internet host, Bluehost.
• To protect our website, products and services from misuse and to ensure security.
• To answer your questions and to understand your needs and preferences.     

Please be advised we DO NOT SELL YOUR PERSONAL INFORMATION to third parties and do not intend to sell your personal information in the future.

CALIFORNIA’S “SHINE THE LIGHT” ACT 

Pursuant to California’s “Shine the Light Act,” you are permitted to request information about the manner in which we share certain categories of information with third parties for their marketing use. We may disclose your personal information to our affiliates or other related third parties such as service providers, vendors for their use in marketing to you, so we can provide the products and/or services offered on this website to you. When we disclose such information, your personal information is kept confidential and between us and that third party. It is not used for any other purpose that’s not permitted under the laws. 

DO NOT TRACK SIGNALS 

This privacy notice for California residents supplements the information included in the previous sections of this privacy policy. California and Delaware law also requires us to state whether we honor “Do Not Track” settings in your browser regarding targeted advertising, and please note we do not monitor or respond to Do Not Track browser requests. 

You can also enable or disable Do Not Track in your browser. This is a setting that tells websites not to track your online activities. To enable or disable it, go to the “Privacy” or “Security” tab in your browser’s settings menu. Depending on which browser you’re using, you may find the option under “Do Not Track Requests” or something similar. 

DATA RETENTION 

We will retain your information as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. We may also retain and use your information to continue offering you our products and services and to resolve any concerns of yours. 

SECURITY 

The security of your personal information is important to us, and we strive to follow general commercial industry standards to protect your personal information submitted to us voluntarily and automatically. However, no method of transmission over the Internet is 100% secure and no one can guarantee the absolute security of your information. When you make a credit card purchase or purchase through any means on this website, you will be directed to a third-party vendor to complete the transaction. Any information you provide during the checkout process is not stored on this website but instead provided to the third-party vendor that completes the purchase transaction. 

By using this website, you agree to hold us harmless for any security breach and for any unauthorized use of your personal information by third parties. You also agree that we cannot be held responsible for any disclosure of your information through our website without our knowledge and consent. 

PRIVACY POLICY UPDATES  

This privacy policy is effective as of 6/1/24 and will be updated and modified as needed. You are responsible for visiting this page periodically to check for future updates to this policy. Any modifications to this privacy policy will be effective upon our publishing of the new terms, and your continued use of our website after the posting of any updates constitutes your acceptance of our modified privacy policy. 

CONTACT 

For any questions or comments regarding this Privacy Policy, please email me at Michael@Life-Tips4You.com.